The Canadian federal government has announced major updates to mortgage regulations to enhance housing affordability nationwide. These changes, effective December 15, 2024, are […]
Spurred by a housing boom and a wealth effect which has enriched consumer spending, Canadian households have become the backbone of economic growth […]
As of May 1, 2018, pre-approvals performed prior to January 1, 2018, have expired. This means the first wave of buyers facing OSFI’s […]
In Q4 of 2017, we stressed the impact of what some might say was the most ground shaking mortgage rule change Canada has […]
On October 17, 2017, the Office of the Superintendent of Financial Institutions (OSFI) issued a revision to mortgage qualification guidelines in Canada. The […]
How will Canada’s Top Lender manage in-flight applications? Changes to existing policies and procedures may impact applications initiated before or after January 1, […]
Today, October 17, 2017, the Office of the Superintendent of Financial Institutions (OSFI) released revised guidelines for the mortgage industry. Canada’s top banking regulator […]
On October 17, 2016, the federal government of Canada introduced new mortgage rules affecting borrowers across Canada. The new rules were meant to […]