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The possibility of paying off your mortgage before the 25, 30 or 35 year amortization period is something most only dream of. However, there are ways that you can pay down your mortgage much more quickly while avoiding fees, penalties and other general obstacles.

Even better – you don’t have to become a mortgage expert to take advantage of the possibilities; all you have to do is follow a few simple tips and do some planning in advance and it becomes simple.

One of the big questions when getting a mortgage is whether to get a fixed or variable rate. Fortunately, our economy and interest rates have been fairly steady for a good while so now is the time to really take all the variables into consideration when making this decision.

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